Terms and Conditions

Last Updated: January 1, 2025

Welcome to https://seniorhomeassist.com (the “Site”). The Site is owned and operated by 123 Smart Media LLC (“Company,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms and Conditions (the “Terms”). If you do not agree to these Terms, please do not use this Site.

1. Informational Purpose Only

1.1 Not Financial or Legal Advice
All content provided on the Site is for informational purposes only and should not be construed as financial, tax, or legal advice. You should consult your own legal counsel, financial advisor, tax advisor, or other qualified professional before making any decisions based on the information provided on this Site.

1.2 Marketing Landing Page
SeniorHomeAssist.com is a marketing landing page used to connect interested individuals with licensed third-party loan providers. We are not a licensed mortgage broker, lender, or financial institution, and no advisory relationship is established by your use of this Site.

2. Consent to Communications

2.1 Emails, Text Messages, and Phone Calls
By submitting your information through any form on the Site, you acknowledge and agree that you may receive communications from us or from our third-party partners via email, text message (SMS/MMS), and phone calls (including prerecorded or artificial voice calls and autodialed calls). These communications may include marketing offers, informational messages, or other relevant updates regarding reverse mortgage or home financing options.

2.2 Opt-Out
You may opt out of receiving marketing emails or text messages at any time by following the unsubscribe instructions provided in the communication or by contacting us directly. However, you may still receive administrative or transactional messages from us when necessary (e.g., updates to these Terms or Privacy Policy).

3. Third-Party Loan Providers

3.1 Sharing of Information
Any information you provide through forms on the Site may be shared with one or more licensed third-party loan providers who can assist you in determining your eligibility for specific mortgage or loan products, including reverse mortgages. We do not guarantee that you will be contacted or approved for a loan, nor do we control the loan providers’ actions, terms, or decisions.

3.2 Independent Parties
The third-party loan providers operate independently of 123 Smart Media LLC. We are not responsible for the content, accuracy, or reliability of any information or services provided by these third parties. Any agreements or contracts entered into with a third party are solely between you and that third party, and you assume all risk associated with such dealings.

4. User Responsibilities

4.1 Accuracy of Information
When submitting information on our Site, you agree to provide true, accurate, and complete information. You are responsible for any consequences resulting from your submission of false or incomplete information.

4.2 Eligibility
By using this Site, you represent that you are at least 18 years of age or the age of majority in your jurisdiction. We reserve the right to refuse service, terminate accounts, or remove or edit content at our sole discretion.

5. Intellectual Property Rights

5.1 Ownership
All text, graphics, logos, images, designs, video clips, and other content available on the Site (collectively, the “Content”) are the property of 123 Smart Media LLC or used with permission and are protected by intellectual property laws. You may not copy, distribute, reproduce, or create derivative works from the Content without our express written consent.

5.2 License and Restrictions
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes, subject to these Terms. Any use of the Site not expressly permitted by these Terms is a breach and may violate copyright, trademark, or other laws.

6. Disclaimer of Warranties

Your use of this Site and its Content is at your sole risk. The Site and the Content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, 123 Smart Media LLC disclaims all warranties, express or implied, regarding the Site’s operation, the accuracy or completeness of the Content, and any services or products offered through the Site or by third-party loan providers. We do not warrant that the Site will be secure, free of viruses or other harmful components, or that it will always be available and error-free.

7. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall 123 Smart Media LLC, its affiliates, directors, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of or inability to use the Site or any content, goods, or services obtained through the Site, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold harmless 123 Smart Media LLC and its affiliates, directors, employees, and agents from any claim or demand, including reasonable attorneys’ fees, arising out of or related to your use of the Site, violation of these Terms, or infringement of any intellectual property or other right of any person or entity.

9. Modification and Termination

We reserve the right to change, modify, or terminate any aspect of the Site or these Terms at any time. When we do, we will revise the “Last Updated” date at the top of this page. Your continued use of the Site following any changes indicates your acceptance of those changes.

10. Governing Law and Dispute Resolution

These Terms and any disputes arising out of or related to them or the Site shall be governed by and construed in accordance with the laws of the state or jurisdiction in which 123 Smart Media LLC is formed, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to the Site shall be brought exclusively in the appropriate state or federal courts of that jurisdiction.

11. Severability

If any provision of these Terms is deemed invalid, void, or unenforceable by a court of competent jurisdiction, that provision shall be severed from the remaining provisions, which shall remain in full force and effect.

12. Entire Agreement

These Terms, together with our https://seniorhomeassist.com/privacy-policy/, constitute the entire agreement between you and 123 Smart Media LLC regarding your use of the Site and supersede all prior and contemporaneous understandings.

13. Contact Us

If you have any questions about these Terms or the Site, please contact us at:

We appreciate your interest in SeniorHomeAssist.com and thank you for reading these Terms and Conditions.